Spendesk

@adridder Hey Alexander, good question. I of course can't speak for Divvy, so I'll highlight some of the things that make our new cards different from others we've seen on the market. As an overall theme, we see a lot of spend management tools (including smart cards) that are built for regular employees first, and might just happen to make finance teams' work a little easier. We're very intentionally working to make finance teams' lives easier, in ways that also benefit the rest of the company. So for these cards, that means: - Individual limits and controls (no alcohol, no petrol, no spending on the weekends - your choice) set by financial controllers or managers. - The ability to temporarily block individual cards automatically if users don't provide their receipts or follow the rules - Complete payment history for each user, team, and supplier. So if you want to know how much the office manager spent on Amazon in March, it takes seconds - Automatic expense categorization - Direct integrations with key accounting tools, so most of the time financial controllers barely have to lift a finger to close the books That's not to say that other employees don't like Spendesk. They love it because they can spend company money (and not their own!) with the trust and support of their leadership. And if you're someone like me who worries about doing the wrong thing with company resources, that's very reassuring. Hope that helps. And sorry for the novel!

@mrwhatman That's a good answer Patrick. Do you realize that this kind of solution is actually sorely missing for households too? It's an ideal tool for family budgeting. While I found a few competitors in the business space I don't know of any in the personal space, and I would like to adopt such a solution for my personal household. (Everyone knows the stereotypes about couples & budgets, but helping people stay inside budget is huge)

@adridder Hey Alexander yep, I think all the time about how useful it would be if my partner and I had a Spendesk account ;). We're pretty laser-focused on helping out businesses over here, but I agree completely!