SmartCredit.io

Hi everyone, We now have 15'000+ registered users, and we believe that now is the perfect moment to reach out to the Product Hunt community for feedback. We have DeFi fixed-term, fixed interest-borrowing, and DeFi Fixed Income Funds. Please let us know what you think and how we can further improve our application! Best!

A milestone will be reached with the upcoming update v1.2 which will come in February. It is a very extensive update with content such as staking, credit lines, NFT as collateral and much more. I've been using the platform for a while and so far I'm very satisfied. With the upcoming updates, the usability of the platform will increase tremendously and I would say that Smartcredit will have a very promising year 2022. After the v1.2 update, I am particularly looking forward to the v1.3 update, which will bring cross-chain compatibility to the platform. This will bring many benefits. So I would recommend this product!

Empowering many people all around the world to be their own bank,have control over their money at their own terms. TRUE FREEDOM 💯

This is an extremely useful concept of using crypto in real-world finance, beyond sending silly cat JPEGs. Big hopes for this after checking it out, and definitely want to keep on top of this! Congrats on the launch and the milestones so far.

This is the most communicative team I've ever met in crypto world : they hold a weekly, and I repeat weekly, AMA session on their telegram channel every Saturday during which you can ask every question directly to project owners/founders. I have never witnessed an unanswered question there! But what I like most of the team is their approach to business : product first, user base will grow once there is a working product. No hype, meme, pump and dump or paid shills. It's not a kids' coin, guys are serious and competent people. : just consider the fact that the team has two CFA's (Chartered Financial Analysts) in its composition. My retirement plan is here.

I know the team since 2 years ago, they know exactly the issue of financial market... They asnswer community questions patiently every single week without even 1 minute delay, so respectful 🙏 Smartcredit is the pioneer of real decentralized bank, I don't see any competitor even close🌋

The competitive advantages of SmartCredit.io architecture. V.S. The standard DeFi Lending / Borrowing protocols. FEATURES: - A regulatory proof, robust token model. All other pooling platforms custodial & non custodial face impending bureaucratic challenges. SmartCredit.io doesn't pool clients assets, which means no regulatory risks; and a sound future for SC. - Fixed-interest borrowing. 90% of real-world borrowing is NON-fluctuating (fixed), while 90% of DeFi loans are fluctuating. SC is the stable solution. - The founders are not anonymous like many DeFi projects (See more info below). - Onramp / offramp fiat conversion onsite, supporting nearly 20 fiat currencies. - Widget integrations for seamless Dapp interactions on any webpage. - The ONLY peer-to-peer platform in lending & borrowing on DeFi. - Reduced volatility via Personal FIF (Fixed Income Funds). - A proprietary Crypto Credit Score system. - No KYC required. Multi-wallet support. - Credit risk management integrations. - Low collateral ratio for borrowers. - A fair referral program. - Native token utility, some features include . . . 1. Exclusive tiers, providing better benefits for longterm platform users! 2. Borrower's can improve their credit-score with SmartCredit token! 3. Pro+ users can use SC token as collateral simultaneously staked! 4. Stake SmartCredit tokens to earn circa 46-75% APY! 5. Staked users receive lower interest rates! THE HIGH LEVEL ROADMAP: - Release 1.1.1 - mobile support, Metamask, Walletconnect login, rewards system, referral system (Released). - Release 1.2 - staking, credit-lines, NFT's for collateral, fiat conversion, & widgets (soon to be released). - Release 1.3 - sidechains support (WIP). - Release 1.4 - cross chain collateral (WIP). KNOW THE CREATORS: - The founders have both 10+ year banking experience (Credit Suisse). - The founders have both 9+ years crypto experience. - Martin (CEO) has launched globally 4 successful products. - Tarmo was Chief Architect of Finnova (largest Swiss Banking Platform). - Martin and Tarmo are both Charted Financial Analysts (CFA-s). Plus. . . Weekly informative AMA's from the professional founders of SmartCredit.io Join the community here: https://t.me/SmartCredit_Community Be your own bank today! https://onboarding.smartcredit.i...