SmartCredit.io

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The competitive advantages of SmartCredit.io architecture. V.S. The standard DeFi Lending / Borrowing protocols. FEATURES: - A regulatory proof, robust token model. All other pooling platforms custodial & non custodial face impending bureaucratic challenges. SmartCredit.io doesn't pool clients assets, which means no regulatory risks; and a sound future for SC. - Fixed-interest borrowing. 90% of real-world borrowing is NON-fluctuating (fixed), while 90% of DeFi loans are fluctuating. SC is the stable solution. - The founders are not anonymous like many DeFi projects (See more info below). - Onramp / offramp fiat conversion onsite, supporting nearly 20 fiat currencies. - Widget integrations for seamless Dapp interactions on any webpage. - The ONLY peer-to-peer platform in lending & borrowing on DeFi. - Reduced volatility via Personal FIF (Fixed Income Funds). - A proprietary Crypto Credit Score system. - No KYC required. Multi-wallet support. - Credit risk management integrations. - Low collateral ratio for borrowers. - A fair referral program. - Native token utility, some features include . . . 1. Exclusive tiers, providing better benefits for longterm platform users! 2. Borrower's can improve their credit-score with SmartCredit token! 3. Pro+ users can use SC token as collateral simultaneously staked! 4. Stake SmartCredit tokens to earn circa 46-75% APY! 5. Staked users receive lower interest rates! THE HIGH LEVEL ROADMAP: - Release 1.1.1 - mobile support, Metamask, Walletconnect login, rewards system, referral system (Released). - Release 1.2 - staking, credit-lines, NFT's for collateral, fiat conversion, & widgets (soon to be released). - Release 1.3 - sidechains support (WIP). - Release 1.4 - cross chain collateral (WIP). KNOW THE CREATORS: - The founders have both 10+ year banking experience (Credit Suisse). - The founders have both 9+ years crypto experience. - Martin (CEO) has launched globally 4 successful products. - Tarmo was Chief Architect of Finnova (largest Swiss Banking Platform). - Martin and Tarmo are both Charted Financial Analysts (CFA-s). Plus. . . Weekly informative AMA's from the professional founders of SmartCredit.io Join the community here: https://t.me/SmartCredit_Community Be your own bank today! https://onboarding.smartcredit.io/signup/264654

A milestone will be reached with the upcoming update v1.2 which will come in February. It is a very extensive update with content such as staking, credit lines, NFT as collateral and much more. I've been using the platform for a while and so far I'm very satisfied. With the upcoming updates, the usability of the platform will increase tremendously and I would say that Smartcredit will have a very promising year 2022. After the v1.2 update, I am particularly looking forward to the v1.3 update, which will bring cross-chain compatibility to the platform. This will bring many benefits. So I would recommend this product!