Hey everyone 👋 I built Smart Loan Analyzer after struggling to compare home loan offers from different banks myself. Spreadsheets were a mess and every calculator I found just showed a monthly payment and nothing more. Started with the comparison tool since that was my immediate problem, seeing total interest across multiple offers side by side. Then kept adding what I wished existed, prepayment simulation, affordability check, smart loan insights that flag things like cost per 100 borrowed and the exact month interest overtakes principal. The refinancing analyzer came last after I ran my own existing loan through it and realized switching to a lower rate actually saved a significant amount even after the penalty fee. Took a while to get right but it's completely free, no signup, works on mobile and supports 16 currencies so it's useful globally. Would love feedback from anyone who has dealt with loan decisions, what would make this more useful for you?

Smart Loan Analyzer

Smarter loan decisions — free, no signup required

Smarter loan decisions — free, no signup required