Portuguese freelancers invoice €1,000 and think they earned €1,000. They didn't. SimuladorNeto calculates your real take-home in seconds — IRS withholding, Social Security (21.4%), and VAT, all in one place. ✅ First-year SS exemption ✅ Under €35 IRS Jovem benefit ✅ Foreign client scenarios ✅ 2026 official tax data No login. No signup. Completely free. Built for Portugal's 1M+ recibos verdes workers.

Wispr Flow: Dictation That Works Everywhere — Stop typing. Start speaking. 4x faster.

Stop typing. Start speaking. 4x faster.

Hey Product Hunt! 👋 I'm Ammar, and I built SimuladorNeto.pt because I kept seeing the same question in Portuguese freelancer communities: "How much do I actually keep from my invoice?" The answer isn't simple in Portugal. You need to calculate IRS withholding, Social Security contributions, and VAT — all with different rates depending on your profession, client type, and annual income. Most freelancers either guess, or pay an accountant €50 just to find out. So I built a free tool that does it in 3 seconds. The site is fully in European Portuguese and handles real edge cases — first-year exemptions, IRS Jovem (Portugal's under-35 tax relief up to 100%), foreign clients, VAT-exempt professions, and more. All tax data is verified from 2026 official sources. I'd love your feedback on: 🔸 Are the results clear enough for a non-accountant? 🔸 What other features would help freelancers understand their taxes? Try it at simuladorneto.pt — it's completely free, no signup needed. Thanks for checking it out! 🙏

Wispr Flow: Dictation That Works Everywhere — Stop typing. Start speaking. 4x faster.

Stop typing. Start speaking. 4x faster.

SimuladorNeto

Know your real take-home pay as a Portuguese freelancer

Know your real take-home pay as a Portuguese freelancer