Create and send professional invoices in 60 seconds. Get paid by bank transfer — skip Stripe's 3% fee. Free, no signup required.

Freelancers and consultants lose thousands every year to card processing fees on invoices they send. The culprit is a 2.9% fee that payment processors take every time a client pays by credit card. On a $20,000 invoice, that is $580 gone before it ever reaches your account. Settle fixes this. It is a free invoice generator built specifically for freelancers, consultants, and agencies that lets you get paid by bank transfer instead. No processing fees. No waiting 2 to 5 business days for card settlements. Money moves directly from your client's bank to yours, in seconds. Here is how it works. You fill in your details, add line items, and send a clean professional invoice PDF in under 60 seconds. Your client receives it instantly, clicks pay, and the money lands in your account. No account needed for them. No batch processing. No business hours. No delays. Settle uses end-to-end encryption on every invoice and payment, the same standard your bank uses. Transfers are direct bank to bank. Settle never holds, delays, or has access to your funds. No personal data sold, ever. Free. No signup. No credit card. Free forever.

Tried it for a quick invoice and the bank transfer option is a nice touch, especially since every other tool seems to push Stripe. The no-signup flow meant I actually finished instead of abandoning halfway through.

Love that there's no signup wall before you can actually generate an invoice. That kind of "just let me try it" thinking is rare and instantly makes the product feel trustworthy.

Settle

Get Paid by Bank Instantly. Keep Every Dollar

Get Paid by Bank Instantly. Keep Every Dollar