Hey Product Hunt 👋 I'm Abdullah, the maker of Saldo. I built it to fix a problem that broke every budgeting app I tried: I earn in one currency and spend in another. Most trackers either force everything into a single currency or pull one "official" exchange rate that has nothing to do with the rate I actually get. So my numbers were always quietly wrong. Saldo takes a different approach: - Multi-currency by default — every account and transaction keeps its own currency, and you set your own exchange rates, not a market feed - Private & offline-first — your financial data lives on your device. No bank login, no ads, we don't sell anything - Fast to use — log an expense in a couple of taps; that's the whole point - Actually complete — budgets with a daily pace that warns you before you overspend, savings funds, debts, planned bills, and clear stats by week/month/year It's free to use, with an optional Pro tier for the deeper planning tools. I'm a solo developer and this is my own itch scratched, so I'd genuinely love your feedback — especially from anyone who deals with more than one currency or just wants a money app that respects their privacy. What would make this a daily-use app for you? Thanks for checking it out 🙏

Saldo - Personal Finance

Multi-currency expense tracker

Multi-currency expense tracker