Hey Product Hunt! 👋 I'm a solo developer from India, and I built Rupeo. The problem: Most expense trackers are slow. You have to open the app, tap through forms, pick categories, and after a few days you stop. On top of that, in India we also deal with udhar (money lent and borrowed), which most apps ignore completely. What Rupeo does: 🎙️ Voice entry: just say "spent 200 on chai" and it's logged 🤝 Udhar tracking: keep track of who owes you and who you owe, with invoices 📊 Budgets and bill reminders 🤖 AI insights that show where your money actually goes 🔀 Split payments via QR 🌐 Works in English, Hindi, and Hinglish 📴 Offline-first, so it works without internet How it evolved: I started with a simple expense list, but realized the real friction was the effort of adding entries. That's why voice entry became the core feature. Rupeo is free to use, with a Premium plan for advanced features. I'd love your honest feedback. What would make you use a money tracker every day? Which feature should I build next? 🙏

Rupeo App — Smart Expense Tracker

Spend smart. Save more

Spend smart. Save more