Rent vs Buy Calculator helps you compare the long-term financial impact of renting versus purchasing a home in just a few clicks. Enter key costs like rent, mortgage, taxes, insurance, and expected appreciation to see which option makes the most financial sense. Free, fast, mobile-friendly, and designed to support smarter housing decisions.
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Maker
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Buying a home is one of the biggest financial decisions people make, but comparing it with renting often requires complicated spreadsheets or expensive software. We built this calculator to make that decision easier with a simple, transparent, and free tool anyone can use. Our focus throughout development was on keeping it accurate, intuitive, and accessible across all devices. We’d love your feedback and ideas for future features!
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Does it account for things like opportunity cost on the down payment or tax deductions for mortgage interest, or is it more of a straight cost comparison?
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Does it factor in things like opportunity cost on the down payment or rising rent over time, or is it mainly a straight cost comparison?
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Would love to see a side-by-side breakdown that factors in opportunity cost, like what you could earn by investing the difference between renting and buying costs. That would make the comparison way more realistic for people weighing both options seriously.
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Plugged in my current numbers and was surprised how different the long-term picture looks once you factor in appreciation and tax savings. Clean, quick, and actually useful.
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Love how cleanly it lays out the inputs side-by-side so you can tweak both scenarios without losing your place. The appreciation field is a smart inclusion too, since most people forget how much that swings the math over time.
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the way it factors in appreciation alongside the usual rent and mortgage numbers is a nice touch, most calculators skip that. Clean layout too, made it really easy to plug in my numbers on mobile.
Does it account for things like opportunity cost on the down payment or tax deductions for mortgage interest, or is it more of a straight cost comparison?
Does it factor in things like opportunity cost on the down payment or rising rent over time, or is it mainly a straight cost comparison?
Would love to see a side-by-side breakdown that factors in opportunity cost, like what you could earn by investing the difference between renting and buying costs. That would make the comparison way more realistic for people weighing both options seriously.
Plugged in my current numbers and was surprised how different the long-term picture looks once you factor in appreciation and tax savings. Clean, quick, and actually useful.
Love how cleanly it lays out the inputs side-by-side so you can tweak both scenarios without losing your place. The appreciation field is a smart inclusion too, since most people forget how much that swings the math over time.
the way it factors in appreciation alongside the usual rent and mortgage numbers is a nice touch, most calculators skip that. Clean layout too, made it really easy to plug in my numbers on mobile.