ReconLayer is an API-first reconciliation layer for cross-border and stablecoin payments. It brings provider records, on-chain transactions, bank evidence, ledgers, ERP files, and exceptions into one reviewable case. Unlike payment platforms, it does not move or hold funds-it sits above your existing stack to explain what settled, what broke, and what finance should record, with explainable matching, delta breakdowns, audit trails, and finance-ready exports.
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Maker
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Hey Product Hunt 👋
We built ReconLayer because teams moving money across stablecoins, banks, PSPs, and internal systems often struggle to answer a simple question:
What actually happened after the payment was sent?
The evidence is usually fragmented across provider records, payout events, blockchain transactions, bank confirmations, ledgers, ERP exports, CSVs, and APIs. Finance and operations teams then spend hours manually comparing records and investigating exceptions.
ReconLayer turns that fragmented evidence into one reviewable reconciliation case with explainable matching, delta breakdowns, exception workflows, and audit history.
We started with stablecoin and cross-border payment flows, with Bridge support currently in beta, and we are gradually adding more payment providers and systems of record.
ReconLayer does not move or hold money. It sits above the systems teams already use and helps them understand what settled, what broke, and what finance should record.
We are still early and would genuinely value your feedback. What is the hardest part of payment reconciliation for your team today?