Qoobo stands out as a truly private expense tracker - no servers, no accounts, no data collection. Unlike most finance apps that monetize your data, Qoobo stores everything locally on-device via SwiftData and syncs only through your personal iCloud. It combines a beautiful calendar-based interface with multi-currency support (EUR, USD, RSD), recurring transactions, and year-at-a-glance charts - all completely free, no subscription, no ads, ever.

I built Qoobo because I was tired of expense apps that treat your financial data as a product. Every app I tried either required an account, sent data to remote servers, or hid basic features behind a subscription. The approach was simple: what if the app just… didn't collect anything? No backend, no analytics... SwiftData keeps everything on your device, iCloud sync uses your own Apple infrastructure - I never see a single byte of your data. The hardest part was making "private and local" still feel polished and powerful. That's where the calendar UI, charts, and multi-currency support came in - privacy shouldn't mean settling for less. Qoobo is completely free, no ads, no subscription. Your finances are nobody's business but yours.

Qoobo

Track expenses privately. Your data stays on your device.

Track expenses privately. Your data stays on your device.