Planomy

The financial plan that keeps itself honest

4 followers

The financial plan that keeps itself honest

4 followers

Build a financial plan, record real transactions, and watch your forecast and goal dates adjust automatically. Private by default, and free.

Free

Launch tags:Productivity•Fintech•Personal Finance

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Maker

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Hi Product Hunt — I built Planomy because most retirement planners stop at the forecast. Real life doesn’t. Planomy combines long-range financial planning with statement imports and a plan-vs-actual drift loop. Once you have enough real spending data, it shows where reality diverged from the model and lets you decide whether to recalibrate. It also includes Monte Carlo analysis, historical backtesting, tax-aware withdrawals, Roth conversions, scenarios, budgeting, and an AI assistant. Your data stays on your device by default; optional cloud sync is end-to-end encrypted. I’d especially love feedback on whether the drift view makes it clear what changed and what to do next. Thanks for taking a look!

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3mo ago

The way your forecast shifts in real time when you log an actual transaction is such a smart touch. Love that it stays private and free too.

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3mo ago

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