Hey Product Hunt! I’m Oscar, the maker of PlanMyBalance. I built it because a bank balance only shows today. Bills, subscriptions, debt payments and payday decide what is actually safe to spend tomorrow. Spreadsheets can do the maths, but they can become difficult to keep clear. Many finance apps also rely on bank connections, which is not for everyone. I wanted a private manual alternative that makes the future balance easier to see. PlanMyBalance turns income, bills, debt and savings into a day-by-day forecast. It also includes debt payoff planning, savings targets and a simple wealth view. You can explore it without connecting a bank account, and there is a Preview mode before creating an account. I’d genuinely value feedback on two things: 1. Does a day-by-day balance forecast feel more useful than a normal monthly budget? 2. Which area would you improve first: safe-to-spend, bills, debt payoff, savings or wealth? Thanks for taking a look - I’ll be around to answer questions.

PlanMyBalance

Forecast your balance before payday - no bank link needed

Forecast your balance before payday - no bank link needed