I'm, the founder of PinotPulse Enterprise.Here's why I built this:There are 4,400 federally insured credit unions in America. Every single quarter, each one files a 5300 Call Report to the NCUA — 18 schedules, 48 GL codes, 3,500+ edit checks. On top of that: HMDA to the CFPB, BSA reports to FinCEN, CAMEL scores, Reg E disputes, and multi-state filings.Most credit unions do this with spreadsheets. The same spreadsheets they used in 2005.Legacy compliance vendors charge $50K-$200K/year for desktop software with batch-mode validation — submit your data, wait hours, get errors, fix, resubmit. That cycle eats 20-40 staff hours every quarter.I thought credit unions deserved better.So I built PinotPulse — a cloud-native platform that connects to your core banking system (Fiserv DNA, Jack Henry Symitar, Corelation KeyStone), auto-maps your GL codes, runs 3,365 edit checks in real time through 6 agency simulators, and generates submission-ready XML with one click.Every filing passes through a 3-gate quality pipeline — Simulator, Production Verifier, and Reconciler — before the submit button even activates. We've reached 100% filing accuracy across every regulator.A few things I'm proud of: → 3,500+ real-time NCUA edit checks (2x more than the leading competitor) → Zero-error CFPB HMDA submissions via live API validation → CAMEL peer benchmarking across all 4,400+ credit unions → 308 automated tests that must pass before every deployment → Self-service onboarding in 10 minutes, not 6 monthsWe're offering our first 10 Design Partner credit unions a full year of free access. And for CUs under $50M in assets, the first 25 get onboarded completely free.Credit unions exist to serve their members. Every hour spent wrestling compliance spreadsheets is an hour not spent on better rates, lower fees, or community investment.Would love your feedback, questions, and upvotes. Happy to answer anything about the tech stack, the regulatory landscape, or why I chose to build for credit unions.→ pinotpulse.com

Pinot Pulse Enterprise

Compliance automation built exclusively for credit unions.

Compliance automation built exclusively for credit unions.