@john_templeton Great question John. You can use the Peach app to pay down your debt with or without the Peach card. Just connect any other card you use for daily purchases, and Peach will do the rest.
And to answer your second question, if you have round-up enabled, it will occur whenever you swipe your card, and once a month, Peach will put your total round-ups towards your loan of highest interest.
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Awesome! Love it!
What if for some reason you all were hacked? By me giving you access to my online accounts, would it give the intruder access?
@john_templeton Hey John, we're fully encrypted end-to-end and follow all best practices. Security is top of mind for us.. we're also using Peach ourselves and don't want to be hacked either!
You can read more about our security best practices here: https://joinpeach.co/security
Massive shoutout to @5harath for hunting us 🐐
👋 Hey PH! My name is Mahir and I’m one of co-founders of Peach - www.joinpeach.coQuick backstory
My co-founders @marius_chawa and @puneet_thiara and I have all personally dealt with and overcome our own experiences with debt. We completely understand the frustrations that come with managing loans and also the anxiety that comes with figuring out how to pay them off. Call us crazy, but we don’t think anyone should need a degree in Applied Math to make good financial decisions (even though @marius_chawa has one 👀)
So we decided to build an app that is the one-stop shop for debt management. Connect your loans within minutes to understand your repayment options and how they can fit with your lifestyle and budget. We’re here to help people get financial peach of mind. 🍑
How does it work?
Peach helps you pay down debt faster using the purchases you already make in your everyday life.
When you make a purchase with a linked card, Peach rounds up the transaction to the nearest dollar and automatically applies the balance to repaying outstanding debt. You continue living your life as you wish and Peach works in the background to get you out of debt. 🥷🏽
Peach also consolidates all of your financial info in one place so you can see and understand your debt in a single screen. Our debt calculator 🧮 shows the dollar impact of different repayment strategies so you don’t have to do long division when looking at your loan statements. 🙊
Pricing & PH Promo
We charge $4.99/mo to manage your debt and handle payments on your behalf.
If you sign up within the next 48 hours (between 7/26-7/27), we will ✨automatically✨ give you 50% off foreva.
FAQIs there a free trial available?
Duh. We believe everyone should test drive a car before they drive it off the lot. You can try us for free for 14 days.
Are you available on iOS & Android? What about desktop?
Yup! We are available on both app stores today for USA users only (iOS, Android). We don’t have a desktop version yet but it's definitely under consideration.
When does Peach pay down my debt?
Once a month, Peach will take your accumulated round-ups and automatically transfer them to paying down your highest impact loan. Isn’t payback a peach?
What type of debt can Peach help me pay off?
While we are only able to pay down student loans today, credit card debt, personal loans, Buy Now Pay Later, and auto loans are just around the corner. We are working very hard to get a peach of your debt, regardless of what type.
What is your cancellation policy?
No strings attached. If we’re not your vibe, then peach out! ✌
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We can’t wait to hear what the PH crew thinks!
Give it to us straight in the comments below or using our active Discord (https://discord.gg/6E8nbsuUx7). But like for reals, we want feedback! We can only give the people what they want if they tell us. 🥲
Fun facts about each of us:
Mahir - Was on the swim team in high school 🏊🏽♂️
Marius - Cannot swim 🤿
Puneet - Signed up for the Golden Gate Bridge swim. Also, cannot swim 🌉
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Hunter
Hey, there product lovers! Today, I'm excited to bring a brand new product called Peach to y'all.
If you are someone with student debt, mortgage, or any financial loans, Peach helps you pay them while you shop and spend money elsewhere. So cool right?
Drop your feedback in the comments and let the founders know your thoughts. They are also here to answer your questions!
Congrats on the launch! I've been using Peach since it was in beta and over the past year or so it's completely changed how I manage my finances. Goodbye Google Sheets!
Congrats on the launch @mahir, @marius_chawa, and @puneet_thiara - Love this concept and I'm excited to check out Peach in action!
Debt is a massive issue crippling so many people. Excited to see more people tackle this urgent need!
Beyond the massive problem you're solving in a thoughtful, innovative way, I absolutely LOVE the design and branding! I don't think I've ever seen a tool that helps explain debt so clearly.
Excited to see where you go from here!
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