PayXT is the fastest way for mobile professionals to get paid. Ditch the clunky card readers. In just 3 seconds, generate a secure Stripe or PayPal checkout link and text it directly to your client. Stop bleeding margins: our "Fee Gross-Up" toggle legally passes the 2.9% processing fee to the customer, so you keep 100% of your money. Features automated tax calculations and a 1-tap Nudge button to chase unpaid bills. Built for contractors who want to get paid before they leave the driveway.

Fathom 3.0 — AI meeting notes: now bot-free, in ChatGPT & Claude + more

AI meeting notes: now bot-free, in ChatGPT & Claude + more

Hey Product Hunt! 👋 I’m Rafael, the maker of PayXT. After 18+ years operating as a Financial Controller and CFO for HVAC techs, construction crews, and landscapers, I kept seeing my clients suffer from the exact same profit-killers: delayed cash flow from chasing paper checks, and bleeding 3% on every credit card swipe. Existing payment tools either required clunky Bluetooth dongles that never connect, or forced guys in the field to navigate bloated accounting software on their phones just to send a simple bill. I built PayXT to eliminate that friction. It’s a dead-simple text-to-pay app. You type the amount, hit send, and the client pays via Apple/Google Pay from their own phone. The best part? I built in a 1-tap "Gross-Up" toggle so you can legally pass the processing fees directly to the client and keep exactly 100% of your quoted margins. We just pushed our latest live build, and I’d love to hear your feedback on the workflow. I'll be hanging out in the comments all day to answer your questions! 🚀

Fathom 3.0 — AI meeting notes: now bot-free, in ChatGPT & Claude + more

AI meeting notes: now bot-free, in ChatGPT & Claude + more

PayXT

Turn a text message into a paid invoice in seconds.

Turn a text message into a paid invoice in seconds.