No analytics. No tracking. No ads. Just $9.99 a year. After Mint shut down, every "free" finance app got worse — more ads, more upsells, more data harvesting. PaySmart is the opposite: a privacy-first iOS app that tracks your credit cards, auto loans, and mortgages locally on your device, reminds you of due dates, and shows your real utilization at a glance. No ads. Ever. Built by a solo developer who got tired of finance apps treating users like data.

Framer — Launch websites with enterprise needs at startup speeds.

Launch websites with enterprise needs at startup speeds.

Hey Product Hunt 👋

I'm Daniel, and I built PaySmart after watching every finance app I used turn into a data-broker with a login screen.

PaySmart does one thing well: it keeps you on top of every credit card, loan, and mortgage payment without harvesting your data, showing you ads, or pushing you toward loans you didn't ask for. Local notifications. Optional bank linking. $9.99 a year, total.

A few things I'd love feedback on:

Is $9.99/year too cheap? I priced it at what felt fair for a one-developer indie app, but some users have told me it undersells the product. Genuine question.
What's missing from the dashboard? Widget support and Siri Shortcuts are on the roadmap.
Would you want an Android version? Right now it's iOS-only because that's what I could ship well solo.

Happy to answer anything. If you try it, an honest review — good or bad — means more than an upvote.

— Daniel