Payogo is an AI budget & remittance tracker for Africans abroad. Manage USD, GHS, NGN, and KES in one place. Scan receipts with AI, optimize spending, and compare remittance rates in real-time to send money home. Built for Ghana 🇬🇭 Nigeria 🇳🇬 Kenya 🇰🇪 and More to come.
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Maker
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Hey PH! 👋 I built Payogo because I kept losing money sending remittances home without knowing if I was getting a good rate.
As a Ghanaian abroad, I was using Wise but never knew if USD/GHS was good or bad that week. I was also manually tracking expenses across two currencies in spreadsheets.
Payogo solves both: scan any receipt with your camera (AI extracts merchant, amount, category in seconds), set budgets, and when you're ready to send money home — compare live rates from 6+ providers side by side.
Built for Ghana 🇬🇭, Nigeria 🇳🇬, and Kenya 🇰🇪 diaspora. Free to use. No credit card.
Would love your feedback! What would make this more useful for you?