PayDay makes budgeting fit the way you’re paid. Set your weekly, bi-weekly, or monthly income and see the money available in every exact pay cycle. Add recurring bills, savings goals, and payments; spot upcoming shortfalls; then automatically spread provisions across earlier surplus cycles. Free and available in English and French.

Hi Product Hunt! I’m Bob, the maker of PayDay. Traditional monthly budgets never clicked for me. When you’re paid weekly or every two weeks, real life does not reset on the first of the month: paydays, bills, and savings goals follow a different rhythm. So I built PayDay, a free budgeting app that organizes your financial year into exact pay cycles. With PayDay, you can: • set weekly, bi-weekly, or monthly net income • see the real available balance for each pay cycle • add recurring payments and view them on a calendar • track savings goals with target dates • spot future shortfalls and spread a provision across earlier surplus cycles in one click PayDay is available in English and French. I’d really value your feedback on the pay-cycle approach: what makes planning around your own payday difficult today, and what would make this more useful?

@bob420 The pay-cycle approach makes more sense than forcing everyone into a monthly budgeting model. I upvoted PayDay, and the ability to spot future shortfalls and spread provisions across earlier surplus cycles is a particularly useful feature.

PayDay

Master your money by pay cycle, not calendar months.

Master your money by pay cycle, not calendar months.