Orbit

Young adults face a fractured path to financial stability. Inflation, credit card and student debt, and rising living costs collide with overwhelming information. While tools exist to help, most either show data without guidance or offer generic tips divorced from a user’s real accounts and unique constraints. People do not need more dashboards; they need specific, ongoing instructions tailored to their money, goals, and risk. Beyond budgeting, the larger issue at hand for most is uncertainty about how to reach financial goals. The timing is right for a better approach. Modern AI can translate complex finance into clear steps, but it only works well when it carries persistent, structured context about the user. Orbit is an AI driven application that takes into account each user’s goals and unique situation to produce a personalized, step by step financial plan. Just complete the simple questionnaire that includes questions about your financial goals- the app then proposes monthly dollar amounts to save, specific assets to invest in, and pay down liabilities. It explains the rationale, highlights trade offs and alternatives, and adapts as circumstances change. Orbit persists the user’s profile—including age, location and tax context, time horizons, risk appetite, any unique constraints, and other information—and injects this context into every recommendation so guidance remains consistent over time. Users can chat with the AI to refine targets, model scenarios, and lock in a plan that is saved in structured form and measured against future activity.