Launching today

Optiexpense
Finance
2 followers
Finance
2 followers
Optiexpense — Private Finance Know exactly how much you can spend today. Optiexpense shows a real-time "Safe to Spend" number — your income, minus upcoming bills, minus debt payments, minus a safety buffer. No guessing. No spreadsheets. Everything runs on your iPhone. No account, no sign-in, no tracking, and no subscription. Your financial data never leaves your device, with an optional private backup to your own iCloud.


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Launch Team

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Promoted
Most finance apps are either outdated and have no real AI analytics, or they send your financial data to a server to get them. I wanted both: useful AI and full privacy. So I built Optiexpense on Apple’s on-device intelligence. It answers one question: “How much can I actually spend today without screwing myself later?”
What I’d love feedback on:
Is “Safe to Spend” the right headline feature, or is something else more compelling?
Would you trust an automated finance app with your SMS and email?
Is anything missing that you’d expect from an app like this?