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NXT60
Your bank balance, 60 days from now
6 followers
Your bank balance, 60 days from now
6 followers
Most finance apps categorize past spending. NXT60 does the opposite. It projects your real bank balance forward for 60 days. Every bill, every paycheck, every dip, day by day. One-time $4.99. No bank login. No account. No cloud. Data stays on your phone. What sets it apart: real debt amortization math, a What-If mode to test financial decisions before committing, notifications that warn you days before your balance goes negative, and a landscape view for people who think in rows and columns.
Hey Product Hunt! I'm Brandon. A former accountant, solo developer. After my divorce, my finances got tight fast. I tried every budgeting app out there and they all did the same thing. They showed me where my money went last month and that I needed to restrict myself. None of them could answer the one question I actually had: am I going to be okay next week?
So I built a cash flow forecast in Google Sheets. I entered my bills, my income, and my current balance, and it showed me my projected balance for every day over the next 60 days. I used it for almost a year. It completely changed how I planned my money. Not by restricting spending, but by showing me what was coming.
I turned it into NXT60. No bank login, no account creation, no cloud, no subscription. You just enter your stuff and it forecasts. It also has a full debt amortization calculator and a What-If mode to test financial decisions before you commit.
I'd love feedback from this community. I'm a one-person team so every piece of input matters. There's a 14-day free trial if you want to check it out. But for the Product Hunt community, use code RAAWTPEN4NN36MW for free lifetime access. Happy to answer any questions.