Hey Product Hunt! 👋 I'm the creator of MortgageWise — excited (and a little nervous) to share this today. The problem I kept running into: every mortgage calculator I tried online showed me a monthly payment that was way lower than what I'd actually pay — because they only calculate principal + interest. Property taxes, homeowners insurance, HOA fees? Left out, or hidden behind a "get your personalized quote" form that wants your email and phone number. So I built MortgageWise to just... show the real number. A few things I focused on: 🏠 The full payment — P&I + taxes + insurance + HOA, all combined, so you're not surprised later 📊 A real amortization schedule — browse it payment by payment, or export to CSV/PDF 🔒 100% client-side — your numbers never leave your browser. No account, no email gate, no data stored on a server 💸 Actually free — no premium tier hiding the useful parts I built this on my own, mostly in my free nights, because I genuinely wanted this tool to exist and couldn't find one that didn't either oversimplify the math or gatekeep it behind a lead form. Would love your feedback — especially: Does the math match what you're seeing on your real mortgage statement? What's missing that would make this more useful for your situation (refinancing, PMI, extra payments, etc.)? Thanks for checking it out — happy to answer anything in the comments today! 🙏

MortgageWise.online

Free mortgage calculator that shows your true monthly cost

Free mortgage calculator that shows your true monthly cost