MoniTabs is a privacy-focused personal finance manager built for speed. True to its name, everything is organized across 3 intuitive tabs: "Wallet" (for daily expenses & cash flow), "They Owe" (for money lent to others), and "I Owe" (for your personal debts). Unlike bloated apps, it requires no account, no bank syncing, and no cloud storage. Built for users who want complete data privacy without forced full-screen ads. Currently available only on Android.

Hi Product Hunt! 👋 I’m the indie maker behind MoniTabs. I built MoniTabs out of pure frustration with the current state of personal finance apps. Existing tools are bloated, demand bank logins, store your private financial data on their servers, and force you to watch full-screen ads just to log a simple $2 coffee. I wanted something clean, fast, and 100% private. So, I built it. MoniTabs is designed around speed and simplicity. It lives entirely on your device with zero cloud syncing. Everything is organized across just 3 intuitive tabs: * Wallet: For lightning-fast daily expense tracking and cash flow. * They Owe: A dedicated space to manage money you’ve lent out. * I Owe: To keep track of your personal debts. No accounts. No forced subscriptions. Just a minimalist, offline-first tool that respects your data and your time. It’s currently available for Android, and it only uses non-intrusive banner ads so your experience is never interrupted. I’d absolutely love to hear your thoughts, feedback, or any feature requests you might have. I'll be hanging out in the comments all day to answer your questions! Cheers!

HI @mushegh_avetisyan1 , thank you for the question)
Currently our app supports English, French, Spanish, Portuguese, German, Hindi, Russian.
But we work to increase the count of languages.

what languages does the app support?

HI @mushegh_avetisyan1 , thank you for the question)
Currently our app supports English, French, Spanish, Portuguese, German, Hindi, Russian.
But we work to increase the count of languages.

what languages does the app support?

MoniTabs: Money & Debt Tracker

100% offline, private money & debt tracker

100% offline, private money & debt tracker