Hi Product Hunt community! 👋

I'm David, the solo creator behind MoneyVaults.

Like many of you, I wanted a clear, visual way to track my savings, investments, and compound growth over time. But I kept running into the same frustrating problems with existing finance apps:

• They demanded sensitive bank logins and credentials.

• They stored private financial data on external cloud servers.

• They were cluttered with complex features, yet lacked intuitive trend curves and compound interest projections.

So I decided to build MoneyVaults with a simple, privacy-first philosophy: your money data belongs exclusively to you, on your device.

### 🚀 Key Features:

• 100% Offline & Private: Zero accounts required, zero bank connections, zero remote data tracking. Your financial records stay strictly on your phone.

• Purpose-Driven Vaults: Separate and organize your finances into dedicated buckets (Emergency Funds, Investments, Piggy Banks, or custom goals).

• Accurate Evolution Curves & P&L: Clean daily, weekly, and monthly closing snapshots that clearly show your net contributions vs. real portfolio growth.

• Compound Growth & Projections: Visual simulations to see how steady savings and reinvested returns compound over time.

• Zero Clutter: Fast, distraction-free interface built with Flutter.

The app is live on Google Play with a 14-day free trial on all subscription plans so you can explore everything risk-free.

I'd love to hear your honest feedback, questions, or feature requests! What tools or metrics do you look for the most when tracking your wealth?

Thank you so much for your support! 🙌