Type “coffee 12” and it’s instantly logged and categorized. Monavo is a privacy-first expense tracker designed to make logging so simple that you actually stick with it. No bank linking, no signup, no ads. Your data stays on your phone. Includes budgets, recurring expenses, insights, partner sharing, and support for 140+ currencies.
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Maker
📌
Half joking, half serious, on weekends or at 2am 😄 — I've been building an app for jotting down and tracking expenses for a while now.
Not because there aren't already 17 million apps like this 😅, but because I didn't actually like any of the ones I tried — especially the part where you add an expense:
* Enter the amount
* Pick a category
* Write a note so future-you knows what "$53" was
* Choose the account (sometimes optional)
* Confirm
* Take a deep breath (optional too) 😄
…and you do this for every coffee, every tank of gas, every "just grabbing a snack" and every "small expense" that, by the end of the month, somehow adds up to a weekend getaway 😅
So I made something much simpler.
The whole principle of the app is:
you type:
"coffee 4"
and… that's pretty much it. 😄
The app is called Monavo, and it's live.
Here's the honest part: this is the first time I'm really putting it in front of people who aren't me and my friends 😅 — so I'd love your feedback. What's useful, what's confusing, what's missing or of there is any value in it. Tear it apart, I can take it.
If you have the same need (understanding where your money actually goes, and sticking to a budget), you can grab it here:
iPhone: https://apps.apple.com/us/app/mo...
Android: https://play.google.com/store/ap...
PS: yes, I also went through the "starting next month I'll keep it all in Excel" phase. It didn't last😄
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@roland_moldovan Upvoted. I like the idea of removing the extra steps because the easier it is to log an expense, the more likely people are to keep using it. Wishing you a great launch, and I'm curious, what surprised you most from the first feedback outside your friends and family?
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Maker
@spotch_founder Thank you! Honestly, this launch is pretty much my first real feedback outside friends and family — so your question lands. Biggest surprise: how much the privacy angle resonated. I built it local-first because I didn't want my own finance app tied to my bank, and wasn't sure anyone else cared that much — but it's the thing people keep bringing up. Close second: a few people described the "I abandon trackers after a week" problem back to me almost word for word. Nice to know it wasn't just my own itch 😄 Curious — do you track your expenses, and what's made you drop an app before?
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Love the quick logging idea, feels way less painful than other trackers I've tried. One thing that would seal the deal for me is a home screen widget so I can tap and log without even opening the app, maybe with a tiny history of the last few entries right there.
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Maker
@rahimes56515 Thank you, really glad it clicked 🙏 "Less painful" is exactly the bar I was going for.
A home screen widget is high on my list — logging without even opening the app is the whole "make it effortless" idea taken one step further!
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the natural language input for logging is genuinely clever, feels way less tedious than picking categories every time. love that nothing leaves the device, that privacy angle actually matters.
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Maker
@halimez69340 Thank you 🙏 privacy is the part I care most about, so let me be straight since you clearly value it too: your data (amounts, history, balances) stays on your device, nothing is synced unless you turn it on. Most of what you type never leaves either — common stuff like "coffee" is parsed right on your phone, and anything you've logged before comes from a local cache. The only time a snippet goes out is a brand-new entry the phone can't recognize: it's sent once to the AI to read, then cached locally so it never leaves again. Never your totals, never who you are. No bank linking, no ads, nothing sold.
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typing coffee 12 and just having it logged with zero setup feels oddly satisfying, way less friction than the trackers i usually abandon after a week.
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Maker
@sedanura98273 This is exactly why I built it! "Abandon after a week" was literally my own story with every other tracker — the logging felt like... homework, so I'd quit. If typing "coffee 12" feels satisfying enough to keep you past that week, that's the whole win. Thank you!
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finally tried the quick add by typing "coffee 12" and it just worked, no fiddling with categories. love that nothing leaves my phone.
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Maker
@meralzpii Love hearing "it just worked" — that's the whole goal 🙏 Quick honest note since you clearly value privacy: most of it genuinely stays on your phone — common stuff like "coffee" is read right on the device, and repeats come from a local cache. The only thing that ever goes out is a brand-new entry the app doesn't recognize yet — sent once to the AI to interpret, then cached so it never leaves again. Never your amounts, history, or who you are. No bank linking, no ads. Just being straight rather than overclaiming "nothing leaves." 🙂
@roland_moldovan Upvoted. I like the idea of removing the extra steps because the easier it is to log an expense, the more likely people are to keep using it. Wishing you a great launch, and I'm curious, what surprised you most from the first feedback outside your friends and family?
@spotch_founder Thank you! Honestly, this launch is pretty much my first real feedback outside friends and family — so your question lands. Biggest surprise: how much the privacy angle resonated. I built it local-first because I didn't want my own finance app tied to my bank, and wasn't sure anyone else cared that much — but it's the thing people keep bringing up. Close second: a few people described the "I abandon trackers after a week" problem back to me almost word for word. Nice to know it wasn't just my own itch 😄 Curious — do you track your expenses, and what's made you drop an app before?
Love the quick logging idea, feels way less painful than other trackers I've tried. One thing that would seal the deal for me is a home screen widget so I can tap and log without even opening the app, maybe with a tiny history of the last few entries right there.
@rahimes56515 Thank you, really glad it clicked 🙏 "Less painful" is exactly the bar I was going for.
A home screen widget is high on my list — logging without even opening the app is the whole "make it effortless" idea taken one step further!
the natural language input for logging is genuinely clever, feels way less tedious than picking categories every time. love that nothing leaves the device, that privacy angle actually matters.
@halimez69340 Thank you 🙏 privacy is the part I care most about, so let me be straight since you clearly value it too: your data (amounts, history, balances) stays on your device, nothing is synced unless you turn it on. Most of what you type never leaves either — common stuff like "coffee" is parsed right on your phone, and anything you've logged before comes from a local cache. The only time a snippet goes out is a brand-new entry the phone can't recognize: it's sent once to the AI to read, then cached locally so it never leaves again. Never your totals, never who you are. No bank linking, no ads, nothing sold.
typing coffee 12 and just having it logged with zero setup feels oddly satisfying, way less friction than the trackers i usually abandon after a week.
@sedanura98273 This is exactly why I built it! "Abandon after a week" was literally my own story with every other tracker — the logging felt like... homework, so I'd quit. If typing "coffee 12" feels satisfying enough to keep you past that week, that's the whole win. Thank you!
finally tried the quick add by typing "coffee 12" and it just worked, no fiddling with categories. love that nothing leaves my phone.
@meralzpii Love hearing "it just worked" — that's the whole goal 🙏 Quick honest note since you clearly value privacy: most of it genuinely stays on your phone — common stuff like "coffee" is read right on the device, and repeats come from a local cache. The only thing that ever goes out is a brand-new entry the app doesn't recognize yet — sent once to the AI to interpret, then cached so it never leaves again. Never your amounts, history, or who you are. No bank linking, no ads. Just being straight rather than overclaiming "nothing leaves." 🙂