Most stock apps bury you in data and leave the judgment to you. Moatly gives you a verdict. It runs any company through a value-investing framework rooted in Buffett & Graham — the 4M: Meaning, Moat, Management, Margin of Safety — and returns one clear MER score in seconds, not weeks. What's different: • A Conviction score that starts with whether the business fits YOU • MoatlyAI, a mentor that knows your watchlist • Intrinsic value, mobile-first Invest with conviction — from your phone.
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Maker
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Hey Product Hunt 👋 I'm Tirthal, the (solo) maker behind Moatly.
This started as a tool for me. I'm an engineer by training and a value investor by obsession — but every time I wanted to actually evaluate a company, I'd lose a weekend to spreadsheets, scattered filings, and ten browser tabs. The frameworks I trusted (Graham, Buffett, & Munger) were timeless, but applying them was slow and intimidating. Most apps made it worse: endless data, zero judgment.
So I built the thing I wished existed. Moatly runs any company through a 4M framework — Meaning, Moat, Management, Margin of Safety — and returns one clear score, plus MoatlyAI, a mentor that actually knows your watchlist. The "Meaning" piece is the part I'm proudest of: it starts with whether a business fits you, not just the market.
The build evolved a lot. What began as a personal calculator became a full app with intrinsic-value math and AI — designed mobile-first, because conviction shouldn't require a desk and three monitors. As a sanity check, I ran Lululemon through it and landed within ~8% of a Columbia Business School pitch that took weeks — in under a minute. That's when it clicked.
It's live on iPhone today (Android coming), free to download with a 30-day trial.
I'd genuinely love your feedback — especially from fellow investors and builders. What would make this a daily tool for you? 🙏