MizuFlow can detect your income source(s) and allow the user to distribute it into custom budget categories. Subscriptions & bills are tracked, alerting the user for upcoming prices or price changes. Net worth is analyzed throughout the user's transactions, giving a fully fleshed out history of the user's growth. Our UI feels clean and comfortable to navigate through, heavily emphasizing on intuition and intention.
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Maker
📌
Hi, my name is Shirley! I am the solo developer and founder of this application. Using the resources I had (no investments), I was able to turn a single idea into a fully fleshed out personal finance tracker application. It has been a great honor to experience and execute this. I have a long way ahead as a new indie developer to learn more about the industry— and I'm excited! This is what MizuFlow is about:
A visibility problem is all it takes to leave an app.
We built MizuFlow to fix that.
Our UI/UX direction relies on intuition & low cognitive friction. We ensure to the users that viewing your finances in one platform shouldn't feel overwhelming, but make you feel in control of your accounts.
MizuFlow is a personal finance & budget tracker for iOS that securely links your accounts through Plaid and brings everything into one view:
✅ Net Worth — tracked daily, including invesmtents & retirement accounts
✅ Spending — auto-categorized, with a daily breakdown
✅ Budgets — weekly, monthly, or per category; set on purpose
✅ Subscriptions — caught automatically, with alerts before a price creeps up
No spreadsheets or manual entry. We lock it in for you. We're a small team building this in the open.
We'd love to know— what's a feature your banking app has never told you, but should?
— MizuFlow (& Shirley Zhao :])
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@shirlszhao Congratulations on the launch, Shirley. I upvoted MizuFlow because it's clear you've put a lot of thought into making personal finance feel less overwhelming without adding unnecessary complexity. I'm interested to know how you're handling Plaid sync failures or delayed account updates to keep balances accurate.
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Maker
@spotch_founder Hey Nick, thank you for your words! I haven't had a huge issue in that threshold, but very few times since launch there would be a sync failure. Unfortunately, after contacting Plaid, it's something we cannot control on our end but the connected bank itself. To answer your delayed account updates, we have the balance/get feature enabled from Plaid's end.
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Finally a budgeting app that doesn't make me dig through five menus just to split a paycheck into categories. The auto detection of income sources caught my freelance payouts without any setup, which was a nice surprise.
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Maker
@niko_gan Hey Tate, I'm so happy to hear that the features alleviated some of your friction. I appreciate your kind words!
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Love how clean the UI sounds, especially the focus on intuition. One idea that would really round things out for me would be a simple cashflow forecast that projects next month's balance based on recurring income and upcoming bills, so I can see potential shortfalls before they happen rather than reacting after.
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Maker
@lizlemon Hey Liz, thank you so much for the feedback. That's a really great idea and I'll look more into implementing this feature. Appreciate your words :)
@shirlszhao Congratulations on the launch, Shirley. I upvoted MizuFlow because it's clear you've put a lot of thought into making personal finance feel less overwhelming without adding unnecessary complexity. I'm interested to know how you're handling Plaid sync failures or delayed account updates to keep balances accurate.
@spotch_founder Hey Nick, thank you for your words! I haven't had a huge issue in that threshold, but very few times since launch there would be a sync failure. Unfortunately, after contacting Plaid, it's something we cannot control on our end but the connected bank itself. To answer your delayed account updates, we have the balance/get feature enabled from Plaid's end.
Finally a budgeting app that doesn't make me dig through five menus just to split a paycheck into categories. The auto detection of income sources caught my freelance payouts without any setup, which was a nice surprise.
@niko_gan Hey Tate, I'm so happy to hear that the features alleviated some of your friction. I appreciate your kind words!
Love how clean the UI sounds, especially the focus on intuition. One idea that would really round things out for me would be a simple cashflow forecast that projects next month's balance based on recurring income and upcoming bills, so I can see potential shortfalls before they happen rather than reacting after.
@lizlemon Hey Liz, thank you so much for the feedback. That's a really great idea and I'll look more into implementing this feature. Appreciate your words :)
Pazi
Such a promising launch—congrats on MizuFlow! Budget your income into custom categories. is a clever idea. Wishing you a strong Product Hunt day! 🚀
@zvonimir_sabljic1 Thank you so much wow! Truly appreciate your words here.