Name: Merktop Cash
Rating: 5.0 (2 reviews)

Hey Product Hunt 👋 I built Merktop Cash because every "dollar app" I tried had the same catch: they hold your money. You're trusting a company not to freeze it, lose it, or go under basically a bank with a nicer app. Merktop Cash is different: it's non-custodial. Your dollars (USDC) live in a wallet only YOU control export the keys anytime, and we literally can't move or freeze your money. But non-custodial is usually clunky, so we made it feel like Venmo: • Send to anyone by card, WhatsApp, or @username they claim with no app and no bank • Get paid with a link, split a bill, buy gift cards, cash out to a bank • Every payment gives a receipt anyone can verify on-chain proof you can't fake • A backup login so you never get locked out (no seed phrases to lose) It's live and global hold and send dollars without a bank account. I'd love brutally honest feedback: what would make you actually move money this way? And if you try a send, tell me where it felt rough. 🙏 Michael

Merktop Cash

Send real dollars to anyone by WhatsApp, card, or @username

Send real dollars to anyone by WhatsApp, card, or @username