RSU, ESPP, ISO/AMT, quarterly estimated tax, and a 50-state stock-comp lookup. Free, no signup, math straight from IRS publications. The calculators run client-side; no data leaves your browser.
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Maker
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Hi PH. Solo dev, this is my first launch.
Built Mathstub because the same question keeps coming up in tech-worker circles: my RSU/ESPP/ISO vested, now what do I owe in April? The math is public domain โ IRS Pub 505, ยง3402(g), Form 6251 โ but the existing tools either lock answers behind TurboTax's funnel or assume you already speak CPA.
Five calculators on the site:
- RSU tax shortfall โ the gap between 22% supplemental withholding and your real marginal rate (32โ37% for most tech workers).
- ESPP qualifying disposition โ splits ยง423(c) sale into ordinary income and LTCG, with NIIT.
- ISO exercise AMT โ Form 6251 walk for exercise-and-hold vs same-year-sell, with AMT credit carryforward.
- Quarterly estimated tax safe-harbor โ ยง6654 90%/100%/110% rules with per-quarter cumulative schedule.
- State stock-comp lookup โ top marginal + supplemental withholding + state-AMT status for all 50 states.
Tech: Next.js 15 + TypeScript. Tax math is pure functions (no React/DOM imports), 99.76% test coverage on the calc layer because the math has to be right.
Things I'm NOT trying to be: tax software (no return-prep), tax advice (every page has a disclaimer + IRS Pub citations), or a SaaS (no signup, calculators run client-side, no data leaves the browser).
Monetization: ads + affiliate links. Three Notion templates on Gumroad ($19/$29/$39) for the deeper "track-your-equity-comp-all-year" use case. The calculators stay free forever.
Happy to answer questions about tax math, monetizing free tools, or the build pipeline. First launch โ feedback wanted.