Hey Product Hunt community! 👋 I built LEGER_OS as a solo maker because personal finance software in 2026 has become bloated, expensive ($100+/yr), and disconnected from real financial mechanics. Most apps force your life into rigid calendar months (Day 1–31) and rely on bank aggregators that constantly disconnect. I engineered LEGER_OS from first principles as a Personal Finance Mainframe: Paycheck Cycle Synchronization: Budget and track your burn rate across your actual salary deposits. Recency-Decay Forecasting: Predictive end-of-cycle liquidity modeling using exponential time-decay (λ = 0.12). Zero-Credential Real-Time Ingestion: Native Android push notification & iOS Apple Pay shortcut listeners — zero banking passwords shared. Multi-Asset Portfolio Tracker: Unified Stocks, ETFs, Crypto, and Commodities with live 15-minute sync. Multi-Provider AI CFO: Deep conversational ledger intelligence with Gemini, Groq, or 100% free local Ollama. Dark Minimalist Mainframe UI: High-density, 0ms optimistic navigation, and zero childish gamification. Try it live right now (Web & Android): 👉 https://leger-os.vercel.app I’d love to hear your thoughts, feedback, and feature requests!

LEGER_OS

Personal finance with paycheck cycle burn modeling

Personal finance with paycheck cycle burn modeling