I'm Chinmay, and I built Kharcha: Track Smartly after spending months frustrated with every expense app I tried — they were either too complex, US-centric, or required a 10-minute setup before I could log a single rupee. ── THE PROBLEM ── Most people have no idea where their money actually goes. Not because they don't care — because tracking is too much friction. You spend ₹380 on coffee, forget to log it, and by month-end you're staring at your bank statement wondering what happened. ── WHAT I BUILT ── Kharcha: Track Smartly removes the friction entirely: 📸 AI Bill Scanning — Point your camera at any bill or receipt. The app reads it and logs the expense in seconds. Works with restaurant bills, grocery receipts, utility bills, and more. 📊 Budget Tracking — Set monthly budgets by category and watch them fill in real time. Get alerted before you overspend. 🎯 Savings Goals — Create goals (trip, emergency fund, big purchase) and track progress visually. The app shows exactly how long it'll take at your current pace. 🔄 Recurring Expenses — Log subscriptions, EMIs, and rent once. The app tracks them automatically every month. 📱 Widgets — See your spending summary on your home screen without opening the app. 🎤 Voice Entry — Say what you spent and the app logs it. Supports Hindi and regional languages

Kharcha: Track Smartly

Scan any bill. Track every rupee. Hit your goals.

Scan any bill. Track every rupee. Hit your goals.