Karchu: Turn any bank statement into financial clarity.

We turn bank statements into financial clarity. Drop in a CSV, Excel, or PDF statement and Karchu extracts every transaction, then categorizes it with our transparent, deterministic rule engine. No bank passwords, no black-box AI, no spreadsheet wrangling. Parsing runs entirely in your browser and your files stay in your private vault. See income, expenses, cash flow, top merchants, and spending by category on a live dashboard, and export clean summaries for bookkeeping or mortgage applications.

Hey Product Hunt! We are launching Karchu, a bank statement analyzer that turns any CSV, Excel, or PDF statement into financial clarity. We built it because understanding where your money goes should not require handing your bank password to an aggregator or wrestling with spreadsheet formulas. Karchu parses everything locally in your browser, categorizes every transaction with a transparent rule engine you can edit, and shows income, expenses, cash flow, and spending by category on a live dashboard. Freelancers use it for tax-ready summaries, landlords track rental income per property, and mortgage applicants turn months of statements into summaries underwriters can actually read. Try it free and tell us what we should build next. We read every comment.