Launching today
Kalkulator provizija
Zero hidden fees: compare banking costs in one tap
1 follower
Zero hidden fees: compare banking costs in one tap
1 follower
Global fintech often ignores hyper-local banking realities. In emerging markets, hidden retail bank tariffs, counter fees, and payment slip charges drain money simply because fee schedules are buried in dense 30-page PDFs. Kalkulator Provizija tackles this localized opacity. It delivers an instant, transparent fee breakdown across banks and payment counters, serving as a blueprint for lightweight, offline-first fintech utilities that solve everyday consumer friction where global apps fail.
Free
Launch Team / Built With
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Promoted
Hey Product Hunt! 👋 I’m Jelena, an independent maker, and I built Kalkulator Provizija.
We often see massive global fintech apps built for frictionless cross-border payments, but there’s a quiet, massive problem in local banking markets: hyper-local fee opacity.
In many regional markets, paying a simple utility bill, traffic fine, or tuition at a counter comes with widely varying tariffs. Banks bury these fees in convoluted 30-page PDF price lists that regular people never read. People end up paying 5–10x more in transaction fees simply because they don't know the counter next door charges less.
I built this app as a solo developer to prove that lightweight, hyper-localized utilities can solve real consumer headaches where giant platforms don't bother looking:
Instant Localized Comparison: Enter an amount, and immediately see the exact fee across national banks, post offices, and exchange counters.
Real-World Tariffs Decoded: Complex tiered fee structures and minimum charges turned into a clear, single-tap calculation.
Zero Bloat, Offline-First: Fast mobile performance designed to give you an answer in two seconds right before you hand over cash or approve a transfer.
While this first version targets Serbia’s payment ecosystem, the architecture and problem space exist in dozens of regional economies worldwide.
I’d love to hear how independent makers approach local fintech utilities in your countries—and what hidden fees drive you crazy where you live! 🚀