KaiMoney: Loans backed by your investment portfolio, no credit score

Hey Product Hunt! 👋 I’m Pietro, co-founder of KaiMoney – we help people access cash without selling their stocks or crypto. This idea came from dozens of conversations with freelancers and investors who said: “I have assets, but can’t get a loan without a payslip.” Big institutions let the wealthy borrow against their portfolios (it’s called securities-based lending), but for the rest of us? Nothing. So we built KaiMoney: ✅ Borrow against your portfolio ✅ No credit score needed ✅ Fixed monthly payments ✅ You keep your investments growing Right now we’re starting with U.S. users who invest with platforms like Robinhood, Fidelity, Webull, and more. Would love to hear your thoughts, feedback, or use cases you’d love to see KaiMoney support. 🙌 We’re here to build it with you. Thanks for checking us out! 💙 — Pietro