Launching today

Idem

Launching today

Let AI agents reconcile & audit stablecoin payments

2 followers

Let AI agents reconcile & audit stablecoin payments

2 followers

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Most stablecoin infra stops at settlement — matching transfers to ledger state is still manual. Idem gives AI agents an MCP server to reconcile transactions, roll back mismatches with compensating transactions, and write HMAC-signed audit trails before execution completes. Self-hosted, open source, running against a real ledger via docker-compose — not a hosted black box.

Free

Launch tags:Fintech•Developer Tools•Artificial Intelligence

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Maker

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Hey PH! 👋 I'm Italo, backend engineer working in payments infra. Idem came from a pattern I kept hitting: transfers settle, but the ledger doesn't always agree with what actually happened — and closing that gap is still mostly manual, spreadsheet-driven work, even at teams moving real money. At the same time I started using AI agents for real backend work and hit the same wall every time: agents are good at calling APIs, but nobody had built the audit and rollback layer that makes it safe to let an agent touch a ledger. If an agent reconciles a batch and gets it wrong, you need to know exactly what it attempted, in what order, before it committed — and be able to undo it cleanly. Idem is an MCP server that gives agents that: reconcile_batch to find mismatches, rollback_workflow with compensating transactions to fix them, and an HMAC-signed audit trail written before execution — so even a crash mid-operation leaves a record. Self-hosted and open source — docker-compose up against a real ledger, no black box. Repo's linked above. Would love to hear how this maps to reconciliation problems you've hit yourself — that's honestly the main reason I'm launching here instead of just shipping quietly.

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21h ago

Maker

Hey PH 👋 I'm Italo, building Idem from Recife, Brazil.

I spent the last decade shipping fintech infrastructure — XP Inc, dLocal, Caliza — and kept hitting the same problem: fintechs moving money on stablecoin rails had no ledger that could account for both fiat and on-chain entries in the same double-entry model.

Everyone was building it from scratch, in spreadsheets, or bolting something onto Postgres at 2am before an audit.

So I built Idem.

What makes it different:

→ MonetaryEntry is a sealed class — FiatEntry or OnChainEntry. The double-entry invariant holds regardless of whether the entry is ACH or USDC on Base.

→ Chain readers for EVM, Solana, and Tron auto-post ledger entries when transfers confirm. PendingSettlement goes WATCHING → SETTLED automatically.

→ Agentic engine: PolicyGuard, AgentAuditEvent (written BEFORE execution, HMAC-signed), WorkflowOrchestrator, RollbackService. Exposed as MCP tools — Claude Code can reconcile your ledger and roll back failures.

→ Travel Rule (IVMS 101) detection. Non-blocking — transfers commit and queue for compliance review.

→ FSL licensed. Free to self-host forever. docker-compose up in 5 minutes.

The MCP demo video shows all of this running against a real local ledger — no staging data.

Would love your feedback, your star on GitHub, and especially to hear from anyone building cross-border payment infrastructure.

github.com/idem-finance/idem

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5m ago