Harbourline: A visual payday planner for Australian households

Harbourline helps Australian households turn weekly or fortnightly income into a clear plan for bills, savings, debt and safe-to-spend money. It is AUD-first, household-friendly, and designed for people who find spreadsheet budgets hard to use.

Hi, I’m Grant, the founder of Harbourline. I built this after a rough stretch financially and changing employment. I couldn’t find a simple visual planner that suited my ADHD brain. Most tools felt like spreadsheets: good at recording what had happened, but not at answering what the next payday needed to cover. Harbourline is live now for Australian households paid weekly or fortnightly. You can map bills across 13 weeks, set aside savings and debt repayments, and see what is safe to spend before the next payday. It defaults to AUD, and if there is interest, I’d happily add other currencies. The introductory price is A$1/week. Anyone who signs up at that price and remains active keeps it even if the price changes later. I’m excited and genuinely proud to have launched it. I’d love feedback on the first-use flow, especially whether the payday view makes sense quickly. Founder disclosure: I built and operate Harbourline. It’s a planning tool, not personalised financial advice.

Love that it's built around the actual pay cycle here rather than forcing a monthly calendar that doesn't match how most Aussie households get paid. The AUD-first approach feels like a small thing but it makes the whole thing feel like it was actually built for us.

@nihal412209 Thank you for the feedback, that's exactly how it came to fruition for me too. I plan to allow that forecasting to be flexible as well and include other currencies if there's enough interest. I initially built this for me, as an Australian trying to get on top of my finances so I hope it helps others!