Grain

Transform your debit card into a credit card
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What do people think of Grain?
The community submitted 35 reviews to tell us what they like about Grain, what Grain can do better, and more.
Use Grain?
Overall ratings
4 ratings
Rated highly for:
Company mission
Design
Ease of use
Pricing
Benefits

35 Reviews
Christina Aguilar
Review of Grain
Grain Technology. Grain provides a revolving line of credit that you can access through your existing debit card without issuing a card. This approach empowers you to use what you need for your day-to-day, builds good credit in the process and ultimately, gives you more ownership over your credit. What this company does not tell you is, how they are keeping personal information and not allowing you to pay your credit bill. This company has kept over 100 people personal information including, SSN, Addresses, DOB, Bank Accts and most of all dropping individuals credits tremendously. I have requested to make a payment to this company & I was blocked. Grain will kick people out of the system by unlinking the bank accts to make payments and drop the customer's credit point. I was able to reach my 700s and Grain has dropped my credit to 500s. I am in emotional distress. I have tried to talk with serval people to look into this matter. This is one company that does not need to go any further in life. Lying to people just to make living bad. I have a growing business and tried to apply for a Business Credit and was advised of what Grain has did. I am not unable to have a business credit due to this matter also. Please look up this company. Taking people information and blocking people to have access to their personal life information is the worst a company can do.
Easy to use
Lacks community
Negative company mission
Weak customer support
Unclear benefits
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yvonne lott
Review of Grain
It was easy to sign up, they inlinked my payment and signed me out the app i am unable to log back in haven’t been able to speak with anyone customer service is just a recording and has you hitting different number just to end up goin back to the main menu
Easy to use
Lacks community
Weak customer support
Missing key features
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Jillian
Review of Grain
Positive company mission
Good visual design
Easy to use
Cost-effective
Clear benefits
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Selisa Butler
Review of Grain
This app is by far the worse! You can’t change your banking information, you can’t talk to no one! At all!! And they charge you late fees all because you can’t speak with no one and it’s their fault! I lost my card and can’t change it because I can’t speak with no one now my credit is jacked up all because of Grain. I wished I would of never been bothered with it worst mistake ever.
Lacks community
Negative company mission
Weak customer support
Hard to use
Too expensive
Missing key features
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James Clark
Does not recommend this product
Review of Grain
It was a great product until today they decided to tell existing customers we are going to charge you 10% of your existing line was a annual fee. Seriously. Stupid Move why would anyone pay 10% to have this product as a annual fee plus the fees associated to it. For instance I have a $1,000 line, never paid late, 710 FICO score. When you loose good credit customers like me you will start dragging the bottom of the barrel for new ones
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Lashanda Hudson
Recommended this product
Review of Grain
Thank you all for sharing your experiences. You can also use other loans surrey BC. You can read the terms and conditions and choose the best option for you. You have to create a plan in your head and know exactly what you need to buy and how much it will cost approximately. Then the experience will be positive
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Brandon Shaw
Recommended this product
Review of Grain
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Timone Gordon
Does not recommend this product
Review of Grain
Horrible app. They unlink your bank info, don't let you change it, and then rack up on late fees and interest charges. You try to "email the help@trygrain.com and they never respond. It's been weeks and this is now adverse on my credit. And of course the phone number doesn't work AT ALL. This is a complete mess, all when I just want to pay in full to CLOSE the account. Can someone get back to me. That is all I am asking.
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William Bosquez
Does not recommend this product
Review of Grain
I haven't been able to reach Grain Customer support for over a month. They don't respond to their emails, they don't answer the phones or twitter... Hell I even tried texting them... More auto responders... Now they are charging me late fees because my bank account information cannot be changed. I would never recommend this company to anyone based on their lack of customer engagement. As soon as I've figured out how to pay them off I'm closing my account. Hope I don't have to go to the FDIC but it might come to that based on their current lack of response.
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Olivia Nicole
Recommended this product
Review of Grain
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