Hi Product Hunt! I'm Károly, a developer from Hungary, building GoHoardly with a friend. It started with a familiar moment: I woke up, checked my account, and it was basically empty, payday still five days away. A week earlier I thought I was fine. Turned out my mobile bill and gym fee had quietly gone out, half my subscriptions were sitting unused, and small daily purchases (coffee, snacks) had added up without me ever noticing. So I started tracking everything and planning ahead in a spreadsheet. It worked for a few months, until fighting it on my phone at the checkout got old fast. That's when it became an app. GoHoardly plans around your actual pay period instead of the calendar month. Income splits into 4 buckets (Flow for daily spending, Fixed for bills, Extra for irregular stuffs, Savings), and whatever's unspent carries over automatically when you close a period. Logging a purchase takes a few taps, right when you spend. Free to use, no bank sync, data lives in the EU. I'd love feedback, especially on the onboarding - what's your biggest money leak?

GoHoardly

A budgeting app built around payday

A budgeting app built around payday