Most rent calculators stop at the basic 30% rule. Our Rent Affordability Calculator goes further by combining rent-to-income ratios, landlord 3x income checks, salary decoders, fair rent splitting, and location-based affordability insights in one free tool. Whether you're renting alone, moving cities, sharing with roommates, or comparing budgets, the calculator helps you find a realistic rent range based on your income and financial situation.
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Maker
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Hi Product Hunt 👋
We built this tool after noticing that most online rent calculators rely on a single rule, usually the 30% guideline, even though affordability depends on much more than that.
Renters today deal with student loans, commuting costs, shared housing, varying city prices, and landlord affordability checks such as the 3x income rule.
Our goal was to create a free tool that combines multiple affordability methods into one simple experience.
Current features include:
✅ 30% rent rule calculations
✅ Landlord 3x income checks
✅ Rent-to-income ratio analysis
✅ Fair rent splitting for roommates
✅ Salary affordability estimates
✅ Location-aware budgeting insights
We're actively improving the tool and would genuinely appreciate your feedback and feature suggestions.
What is the biggest challenge you face when deciding how much rent you can realistically afford?
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the location-based insights were actually more useful than i expected, helped me realize my "affordable" budget was way off for the area i was looking at
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The split feature for roommates was a nice touch, took the awkward math out of figuring out who owes what based on room size.
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Love how the location-based insights are woven right into the same flow as the salary decoder, so you get a realistic range without jumping between tabs.
the location-based insights were actually more useful than i expected, helped me realize my "affordable" budget was way off for the area i was looking at
The split feature for roommates was a nice touch, took the awkward math out of figuring out who owes what based on room size.
Love how the location-based insights are woven right into the same flow as the salary decoder, so you get a realistic range without jumping between tabs.