I tested geoFIRE to see how well it handles multi-country retirement planning in practice.
The app gives you a clear picture of how your savings hold up when you split your year across different countries. The interface is clean, the structure makes sense, and you can understand your financial situation quickly without getting lost in complexity.
What I like is the focus: real cost-of-living data for 241 cities, Monte Carlo simulations that show you actual survival probability, and an AI advisor that suggests smarter location combinations based on your numbers.
If you're thinking about retiring abroad, living as a digital nomad, or just curious whether geo-arbitrage could work for you, geoFIRE is a solid and practical tool.
Thank you for the detailed review! Really glad the multi-country split-year approach resonated with you. That's exactly the gap I kept running into with other calculators.
Great suggestions on historical backtesting and time-staged income modeling. Both are on the roadmap. Being able to validate against actual past decades instead of just simulations would add a whole new layer of confidence. And modeling income phases like part-time work transitioning into full retirement is something several people have asked about already.
Appreciate you taking the time to compare against cFIREsim and FIRECalc. That context really helps others understand where geoFIRE fits in. Thanks for the support!