geoFIRE

Retire across borders — plan your life in multiple countries

5.0•2 reviews•

12 followers

Retire across borders — plan your life in multiple countries

5.0•2 reviews•

12 followers

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I fell in love with too many places to choose just one. So I built a retirement planner for people like me — expats, nomads, and anyone dreaming of splitting life between countries. 241 cities. Monte Carlo. AI advisor. Free to start.

geoFIRE Reviews

Name: geoFIRE
Rating: 5.0 (2 reviews)

The community submitted 2 reviews to tell us what they like about geoFIRE, what geoFIRE can do better, and more.

5.0

Based on 2 reviews

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•1 review

What's great

I tested geoFIRE to see how well it handles multi-country retirement planning in practice.

The app gives you a clear picture of how your savings hold up when you split your year across different countries. The interface is clean, the structure makes sense, and you can understand your financial situation quickly without getting lost in complexity.

What I like is the focus: real cost-of-living data for 241 cities, Monte Carlo simulations that show you actual survival probability, and an AI advisor that suggests smarter location combinations based on your numbers.

If you're thinking about retiring abroad, living as a digital nomad, or just curious whether geo-arbitrage could work for you, geoFIRE is a solid and practical tool.

What needs improvement

It would be great to see historical backtesting added at some point, so you could run your plan against actual past decades, not just simulated ones. Also, a way to model different income phases (like part-time work until 55, then full retirement) would make the planning even more realistic. But for a launch version, the feature set is already impressive.

vs Alternatives

I looked at a few FIRE calculators before, like cFIREsim and FIRECalc. They're solid for single-location planning, but none of them let you model a life split across multiple countries. That's what made geoFIRE stand out. The combination of multi-city planning, Monte Carlo stress testing, and real cost-of-living data for 241 cities is something I haven't seen anywhere else.

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10 views3mo ago

Thank you for the detailed review! Really glad the multi-country split-year approach resonated with you. That's exactly the gap I kept running into with other calculators.

Great suggestions on historical backtesting and time-staged income modeling. Both are on the roadmap. Being able to validate against actual past decades instead of just simulations would add a whole new layer of confidence. And modeling income phases like part-time work transitioning into full retirement is something several people have asked about already.

Appreciate you taking the time to compare against cFIREsim and FIRECalc. That context really helps others understand where geoFIRE fits in. Thanks for the support!

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3mo ago

•1 review

What's great

Ran my retirement numbers through this last nigth. The Monte Carlo engine is legit. 1,500 iterations plus historical crash scenarios applied to your actual portfolio. That's not something I've seen in other FIRE tools.

What got me hooked: I modeled Munich full-year vs splitting time with Cape Town. The cost delta alone buys me almost four extra years before the money runs out. Seeing that quantified with real IMF inflation data per country instead of a flat 2% assumption was an eye-opener.

Architecture note for the technical folks: everything runs client-side, data stays in localStorage, no backend. Clean approach for a financial tool.

What needs improvement

One thing I'd want eventually: JSON import/export for scenarios so I can version my assumptions outside the UI.

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2 views3mo ago