Fundly

Hey Product Hunt! 👋 I'm Davnish, founder of Fundly, and I'm excited to finally share what we've been building! The "aha" moment: I built Fundly after watching friends (and myself) make the same money mistakes repeatedly—paying all bills on payday and scrambling mid-month, missing early payment discounts, or signing up for subscriptions we forgot about. Traditional budgeting apps just showed us what we spent. They never told us what to do next. What makes Fundly different: We created Clara AI as your financial co-pilot—not a manager. She suggests smart moves like "delay Netflix 3 days to avoid overdraft" or "pay rent early to save $50," but YOU always decide. Think of it as having a financial advisor in your pocket who respects that it's YOUR money. Built for real people: 🔒 Read-only bank access via Plaid (we can NEVER touch your money) 💬 Chat with Clara: "Can I afford coffee?" Get instant answers ⏰ Smart payment timing: Know WHEN to pay, not just what's due 🇨🇦 Tax optimization: Built-in CRA calculator with RRSP tracking We're starting with 100 early users today. Your feedback will shape Fundly's future—we're here to listen and build what actually helps people take control of their finances. Questions? I'm here all day! 🚀