Estimate mortgage payments with taxes, insurance, PMI, HOA fees, and extra payments included. Compare loan terms, explore prepayment savings, review affordability estimates, and view interactive charts with a complete amortization schedule. Supports multiple currencies and custom loan terms, with PDF, print, and CSV export options—all free with no signup.

We built the FreeWWW Mortgage Calculator because understanding the true cost of a home loan requires more than calculating principal and interest. Buyers also need to consider taxes, insurance, PMI, HOA fees, affordability, and the potential impact of extra payments. The tool began as a basic monthly payment calculator. We expanded it with advanced housing costs, custom terms, multiple currencies, debt-to-income estimates, prepayment comparisons, interactive charts, loan-term comparisons, and a detailed amortization schedule. We also added PDF, print, and CSV exports for easier planning. Our goal is to help homebuyers explore mortgage scenarios clearly and make more informed comparisons. Results are estimates and should be confirmed with a qualified lender before making financial decisions.

Love that the amortization chart actually shows the impact of extra payments in real time, not just a static table. The CSV export detail is a nice touch for anyone serious about tracking their loan.

FreeWWW Mortgage Calculator

Estimate Payments, compare terms, and play your mortgage

Estimate Payments, compare terms, and play your mortgage