Flowna turns unpredictable income into one calm number you can spend today without breaking your week. Log by voice, photo, SMS, or tap. Built for hustlers in Nigeria, Kenya, Ghana & South Africa.
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Maker
š
Hey Product Hunt š
I'm Gbenga, founder of Flowna.
This started with a small embarrassing observation: every personal-finance app assumes you get paid on the 25th of the month. In Lagos, Accra, Nairobi, and Cape Town, almost nobody I know does. My Bolt driver gets paid Tuesday, my designer friend gets paid by a client three weeks late, my cousin who runs a market stall gets paid in cash every time someone buys a yard of fabric.
So those apps don't say "here's what you can spend today"; they say "set a monthly budget." Which is useless if you don't know what this month looks like.
Flowna does one thing: it gives you a Safe-Spend number for today. A single figure, in your own currency, that respects your weekly rhythm and protects whatever buffer you have left. The number gets sharper the more you log.
We obsessed over logging because that's where every other app dies by week two:
šļø Voice ā say "5000 from Bolt" (Whisper transcribes, Gemini parses, you tap confirm)
šø Photo ā snap a receipt, POS slip, or bank-app alert. We read the amount + sender automatically
š¬ SMS share-target ā long-press a bank notification ā Share ā Flowna
āļø Manual ā two-tap entry, works offline as a PWA
Other pieces that matter for our launch markets:
Native pricing in NGN, KES, GHS, ZAR; your safe-spend always shows in your currency
The Coach; a green / yellow / red verdict on any one-off spend ("Can I buy these shoes today?")
The Guide; plain-English answers about money. Never gambling, never loans
Streaks, badges, Morning Brief; because consistency is the only thing that actually makes this work
Currency-lock; once you start logging in GHS, we won't let you accidentally mix in NGN and silently break your math
Saved Insights; bookmark any Guide reply you want to come back to
Stack, in case it helps: React + FastAPI + MongoDB, Whisper + Gemini-3-flash for the LLM brain, Paystack for payments, hybrid auth (cookies + bearer fallback) because iOS Safari is iOS Safari.
Thank you for reading.
Gbenga