Hey Product Hunt I'm Hans, the founder of FlowLedger and I want to share the real reason I started building this. A few years into freelancing I had what felt like a great year. Revenue was up, clients were happy, work was flowing. Then tax season hit and I owed $4,200 I hadn't set aside. Not because I was careless but because no tool was telling me in real time what to keep from every invoice. That was the tax problem. Then I looked at my retirement savings and realized I had basically done nothing. No pension. No automatic contributions. Just "I'll sort it later" which as most independent workers know never happens. So I built FlowLedger. It does three things nobody is combining right now: → Real-time tax estimates the moment a client pays you 40+ countries supported → True profit per client after every fee, expense and deduction so you know who's actually worth your time → Built-in retirement planner that automatically sets aside money toward your future every time you get paid Every invoice gets split instantly taxes, retirement savings, real take-home. No spreadsheets. No surprises. No "I'll sort it later." Built for freelancers, consultants, developers, designers, remote workers and every independent worker worldwide who deserves the same financial clarity that employed people get automatically. We're in early access right now. looking fo first 300 signups Would love to hear from the Product Hunt community what's your biggest financial headache as someone who works independently? Drop it below and I'll reply to everyone

FlowLedger

Tax clarity + retirement planning for freelancers

Tax clarity + retirement planning for freelancers