Flominzo
Agentic payment OS: execution, ledger and reconciliation
2 followers
Agentic payment OS: execution, ledger and reconciliation
2 followers
Connect the systems you already use, run your payments, and reconcile every one against independent evidence. Flominzo runs six products on one shared financial core: remittance, payouts, business payments, bill payments, reconciliation, and agent-initiated payments. Start with the one your team needs today, and add the rest when you're ready.
Hey Product Hunt 👋 I'm Sanjay, maker of Flominzo.
I've built payment systems for years, including work on UPI and at Google. The same thing kept hurting: money moves fine, but proving where it went means spreadsheets, provider files and a lot of late nights at month-end.
Flominzo puts execution, a double-entry ledger and independent reconciliation in one flow. It has six products: Send, Payouts, Business, Bills, Recon and AgentPay.
Two ideas shaped it:
1. Agents propose, never execute. AI can prepare a payment, but mandates, limits and approvals decide whether money moves.
2. Evidence is append-only. Every movement is matched against provider files, partner files and bank statements.
And it plugs into what you already run, so there's no rip and replace.
I'd love your feedback, especially from anyone who has fought reconciliation breaks: which flow would you trust an agent to propose first?