FireDate – FIRE Calculator: Know the exact year you can stop working

FireDate runs the real math: your FIRE number based on desired retirement spending and safe withdrawal rate, a full compound growth simulation adjusted for real inflation, and your exact Financial Independence Date. What it does: 🌅 Your exact Financial Independence Date — calculated, not estimated 💰 FIRE number calculator — spending ÷ withdrawal rate 📊 Withdrawal rate comparison — 3%, 4%, 5% side by side 📈 Real (inflation-adjusted) growth simulation — not just nominal returns

Hey Product Hunt 👋 I built this because "I'll retire someday" was the answer I kept giving myself, and I realized I'd never actually calculated the year — just vaguely contributed to retirement accounts and assumed it would work out eventually. The part that surprised me most building this: the 4% rule everyone quotes isn't gospel, and running your FIRE number at 3%, 4%, and 5% side by side shows a real range that a single number hides. Also — inflation quietly eats a huge chunk of "expected returns," and most casual retirement math doesn't account for it properly. Would love feedback, especially from anyone in the FIRE community who's run these numbers before and knows what's missing. Thanks for checking it out 🙏