Launched this week

Finzen
Track every asset. Share nothing. Own your financial clarity
13 followers
Track every asset. Share nothing. Own your financial clarity
13 followers
Most finance apps want your bank login. Finzen doesn't. The all-in-one dashboard for budgets, expenses & portfolio is built privacy-first. No bank sync. No data sharing. Just you and your numbers. ✦ Manual entry — awareness starts with attention ✦ Envelope budgeting · Tend → Observe → Grow ✦ Stocks, ETFs, crypto, forex & cash in one place ✦ Zero-knowledge · AES-256 · GDPR-compliant Your bank doesn't need to know your net worth. Neither does your app.








Hey Product Hunt! 👋
We built Finzen because we kept running into the same moment,
you find a budgeting app you like, you're ready to start,
and then it asks for your bank login.
And something just feels off.
We didn't want to build around that. So we didn't.
Finzen is a privacy-first personal finance app where you track everything manually. No bank sync, no credentials, no read access to your account. Just you and your numbers.
Here's what's inside:
🔒 No bank login, ever. Manual entry is the foundation, not a limitation.
📊 Envelope budgeting with a Sankey diagram so you can actually see where your money flows.
📈 Portfolio tracking for stocks, ETFs, crypto, and forex all in one place.
🇪🇺 EU servers, AES-256-GCM encryption, fully GDPR-compliant.
✅ Zero data selling. Zero ads. Zero fine print surprises.
There's also a philosophy behind the manual entry.
When you slow down and write down every transaction yourself, something shifts. You notice things automation hides. You build a real relationship with your money instead of outsourcing that awareness to an algorithm.
We call it Tend → Observe → Grow.
Finzen is free to try. No credit card. No bank credentials.
We're a small team, and this launch genuinely matters to us. If you've ever felt uneasy handing over bank access to a third-party app, we built this for exactly that feeling.
Would love your honest feedback. 🙏
@erol_berk_iyibozkurt Just gave Finzen an upvote. I appreciate the decision to put privacy and user awareness ahead of convenience. The idea that manually tracking spending creates better habits really resonates with me. Wishing you and the team a strong launch and plenty of thoughtful feedback.