Hi Product Hunt community! 👋 I’m Akshay, the founder of FinnDot. In India, we are seeing a massive shift in how people earn—the gig economy is booming, and freelancing is becoming a mainstream career choice. However, the traditional financial system is still stuck in the past. If you don't have a classic "9-to-5" salary slip or a high CIBIL score, you are essentially financially invisible. We built FinnDot to bridge this "Actionability Gap." We believe your hard work and consistent cash flow should be your new credit score. What we’ve built: Alternative Credit Scoring: We use AI-driven behavioral profiling and the RBI-regulated Account Aggregator (AA) framework to build a real-time "Trust Profile." Financial Health Assistant: We don't just track expenses; we identify your "investable surplus" and help you get "bank-ready." Privacy-First: We use bank-grade encryption and a strictly consent-based model. Your data stays yours. Where we are today: We soft-launched just a month ago and have already seen over 500+ earners start their journey toward financial visibility. But to truly build for "Bharat," we need the perspective of the world's best builders—you. We’d love your feedback on: The Score: Does the concept of "Behavioral Health" over "Credit Scores" resonate with you? The UX: Is the onboarding via Account Aggregator intuitive enough? Feature Requests: What’s the one thing a freelancer needs most from their financial app? I’ll be here all day to answer your questions. Let’s build a more inclusive financial future together! 🚀

Finndot

AI Financial Assistant for Bharat.

AI Financial Assistant for Bharat.