Finent
Budgeting built around your payday, not the calendar
14 followers
Budgeting built around your payday, not the calendar
14 followers
Finent is a free, open-source budgeting app built around your paycheck. It knows when your next payday is, which bills are due before then, and exactly how much to set aside now. Uses the 50/30/20 rule, supports debt payoff planning, savings goals, and shared household budgets. Privacy-first: no ads, no trackers, no data selling.
Hey Product Hunt 👋
I'm Alex, a solo developer, and Finent started as a tool I built for myself.
Every budgeting app I tried gave me a nice monthly summary, but none of them answered the question I actually cared about: do I have enough to cover everything before I get paid again? Most people don't think in calendar months, they think in paydays.
So I built Finent around that. It knows your payday schedule, sees which bills fall before the next one, and tells you what to set aside right now to stay covered. On top of that it applies the 50/30/20 rule so you can see whether your needs, wants, and savings are actually balanced.
What's in it:
* Payday-window planning so you're never caught short
* Recurring and one-time income and expense tracking
* Debt payoff planner with a projected payoff date
* Savings goals with contribution tracking
* Shared budgets for partners or roommates
A few things I care about: it's free with no premium tier, it's open source so you can check exactly what it does, and it's privacy-first, meaning no ads, no trackers, and I never sell your data. You can export or delete everything anytime. No company, no investors, just me building it in my spare time.
I'd genuinely love your feedback, especially on the payday approach and anything that feels missing. Thanks for checking it out!
Love that it centers around your actual paycheck cycle, that always felt like the missing piece in budgeting apps. One idea if you're open to it: a cash flow forecast view that shows your projected balance week by week for the next few months. Would make it way easier to spot trouble spots before payday even hits.
@sercankara68863 Thank you so much for the review and recommendation. This would be a fantastic feature that would to have in addition!
Love the paycheck-first approach, that's what always breaks my flow in other budgeting apps. One thing that would help me stick with it: a quick weekly check-in notification that just asks "did anything unexpected come up this week" with a one-tap way to log it, so the next paycheck forecast actually adjusts in real time instead of being a static plan.
@saadetpz2y Thank you for the review! This would definitely define a lot more clarity!
The paycheck-aware budgeting is such a thoughtful touch, most apps force you to do that mental math yourself. Love that it's open source and actually respects privacy instead of just claiming to.
@melisopakmwzu Thank you for your review and comment! Yes, having to do that math yourself can be quite troublesome and that is exactly what I am aiming to eliminate. Privacy these days is such a huge concern, especially when it comes to personal & financial information.